Consolidating my credit card debt

Most issuers charge a balance transfer fee of around 3%, and some also charge an annual fee.

The option that best suits you depends on your overall debt load, credit score and history, available cash and other aspects of your financial situation, as well as your self-discipline.You’ll need a good to excellent credit score — above 690 — to qualify for most cards.Make a budget to pay off your debt by the end of the introductory period, because any remaining balance after that time will be subject to a regular credit card interest rate.Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a.Find out more about combining your credit card debt into one low or 0% interest rate credit card Feel like you’re paying too much in credit card interest?

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  1. Egal, ob du nun versuchst lediglich die unbehagliche Stille zu füllen oder deinen Gegenüber besser kennenzulernen, es gibt durchaus Fragen, die einem dabei helfen können, das Gespräch in Gang zu halten und in die richtige Richtung zu lenken.